Retail - Loan Programs

InterFirst Mortgage Company offers a wide array of loan programs because no two borrowers or financial situations are alike. In order to help you achieve continued financial success, the loan needs to fit your specific situation. Our Loan Originators are experienced and take pride in understanding your needs to ensure you receive the perfect loan program for your individual situation. Our mortgages feature below-market rates and borrower-friendly terms.

Conventional Conforming Loans

  • Loan amounts up to $417,000 for single family residences
  • Fixed-rate: 10, 15, 20, 25 and 30 year terms available
  • Adjustable-rate: 5/1 and 7/1 terms available
  • Down payment as low as 5% available
  • Lender paid Mortgage Insurance available
  • Primary residence, second homes and investment properties

Conforming Jumbo/High Balance Loans

  • Loan amounts above $417,000 up to $625,500 for a single family residence, dependong upon location
  • Fixed-rate: 10, 15, and 30 year terms available
  • Adjustable-rate: 5/1 and 7/1 terms available
  • Down payment as low as 10% available
  • Lender paid Mortgage Insurance available
  • Primary residence, second homes and investment properties

Non-Conforming Jumbo Loans

  • Loan amounts up to $2 million
  • Fixed-rate: 15 and 30 year terms available
  • Adjustable-rate: 5/1 and 7/1 terms available
  • Minimum 20% down payment required
  • Primary residence and second homes only